Watercraft & Boat Insurance in Odessa, TX
Boat insurance can offer coverage when the unexpected happens, including dockside accidents, weather-related damage and liability claims.
At HSB Insurance Agency, LLC, we help boat owners explore policies that match how they use their vessel.
What Does Boat Insurance Typically Cover?
A standard watercraft insurance plan may include the following coverages: 
- Physical damage coverage, which may assist with repairs or replacement if your vessel is stolen or damaged in a collision, storm or fire
- Liability coverage, which may help if you’re legally responsible for injuring someone or damaging another person’s boat or property
- Medical payments coverage, which may apply to specific injuries for you or your passengers, regardless of fault
- Uninsured/underinsured boater coverage, which may assist if you’re involved in an accident caused by someone without adequate insurance
- Towing and assistance, which may be helpful if your boat becomes disabled on the water
Optional coverage may include fishing gear, trailers, and personal effects, depending on your boating lifestyle.
What Should You Consider When Getting a Boat Insurance Quote?
Our agents can help you get appropriate coverage. To get started, it’s helpful to have the following information ready:
- The year, make, model and value of your boat
- Information about horsepower, size and type of vessel
- Details on where you store, operate and transport your boat
- A list of safety equipment and whether you’ve completed any boater education courses
Our team can walk you through additional factors affecting cost and coverage.
Contact Us Today
HSB Insurance Agency, LLC supports Odessa, TX boaters with personalized insurance solutions that make sense for life on the water.
Contact our office today to request a boat insurance quote or speak with an agent about building your policy.