Auto Insurance in Odessa, TX
Auto insurance in Odessa, TX, is essential for protecting your finances in case of accidents or vehicle damage. Depending on your chosen policy, it can cover various expenses, including property damage, liability costs and medical expenses. At HSB Insurance Agency, LLC, we can help you navigate your options and find the best coverage to meet your needs.
What Does Auto Insurance Cover?
Auto insurance typically includes the following coverages:
- Collision insurance—This may help pay for repairs to your car if you collide with another vehicle or object, regardless of who is at fault.
- Medical payments insurance—This may help cover medical bills for you and your passengers.
- Uninsured/underinsured motorist insurance—This may help cover your medical expenses and property damage if you’re hit by an at-fault driver who doesn’t have sufficient insurance.
- Liability insurance—This may help cover damage you cause to others, including the following:
- Property damage liability—This may help cover damage to the other driver’s vehicle or other property when you cause an accident.
- Bodily injury liability—This may help cover medical expenses and lost wages for individuals in the other vehicle if you’re at fault in an accident.
- Comprehensive insurance—This may help cover damage to your car from noncollision events such as theft, vandalism, natural disasters and animal collisions.
- Personal injury protection—This may help cover medical expenses, rehabilitation costs and lost wages for you and your passengers, regardless of who is at fault.
How Much Does Car Insurance Cost?
The cost of car insurance varies based on factors like your location, driving history, vehicle type and the coverages you choose. It’s important to compare quotes and find a policy that fits your budget while offering the necessary protection.
How to Get Auto Insurance
At HSB Insurance Agency, LLC, we are committed to helping you find the right auto insurance policy tailored to your specific needs. Contact us today or request a free quote.